Who doesn’t love a rich, creamy Banoffee Pie? This classic British dessert, with its layers of buttery crust, caramel, bananas, and fluffy whipped cream, is pure indulgence. But if you’re on a keto or gluten-free diet, traditional Banoffee Pie is off-limits due to the high sugar and carb content.
The good news? You don’t have to give it up. This Keto Banoffee Pie is a low-carb, sugar-free, and gluten-free version of the beloved treat. It delivers all the rich flavors and textures without the blood sugar spikes.
Get ready to enjoy a delicious and guilt-free Banoffee Pie with a buttery almond flour crust, silky sugar-free caramel, and a creamy, banana-flavored filling—all while staying keto.
Introduction: Can You Make Banoffee Pie on a Keto Diet?
Yes, you can. Traditional Banoffee Pie is loaded with sugar, refined flour, and sweetened condensed milk, making it unsuitable for a keto lifestyle. However, with the right ingredient swaps, you can create a low-carb, sugar-free alternative that tastes just as indulgent.
Instead of a high-carb crust, we use almond flour and butter to create a flaky, gluten-free base. Regular caramel, made with sugar and condensed milk, is replaced with a keto-friendly version using butter, cream, and a low-carb sweetener. Bananas, which are high in natural sugar, can be used in moderation or substituted with banana extract for a lower-carb option.
“This keto-friendly Banoffee Pie delivers the same creamy, caramelized flavors without the excess sugar and carbs.”
Now, let’s break down exactly what makes this Banoffee Pie keto-friendly and gluten-free while keeping it just as delicious as the original.
Table of contents
- Introduction: Can You Make Banoffee Pie on a Keto Diet?
- What is Keto Banoffee Pie?
- Health Benefits of Keto Banoffee Pie
- Essential Ingredients for a Keto Banoffee Pie
- Step-by-Step Recipe: How to Make Keto Banoffee Pie
- Baking vs. No-Bake Methods for the Perfect Texture
- Most Common Problems and How to Fix Them
- Creative Variations of Keto Banoffee Pie
- Best Sweeteners and Alternatives for Keto Desserts
- How to Store and Serve Keto Banoffee Pie
- Serving Ideas: What to Pair with Keto Banoffee Pie
- FAQs About Keto Banoffee Pie (Gluten-Free)
- More Delicious Keto & Gluten-Free Desserts
- Conclusion: Enjoy a Decadent, Guilt-Free Keto Dessert
What is Keto Banoffee Pie?
Keto Banoffee Pie is a low-carb, gluten-free version of the traditional dessert. It has the same layers of flavor and texture, but it is made using keto-approved ingredients that keep net carbs low.

How It Differs from Traditional Banoffee Pie
Feature | Traditional Banoffee Pie | Keto Banoffee Pie |
---|---|---|
Crust | Wheat flour, high-carb | Almond flour, gluten-free |
Caramel | Sugar, sweetened condensed milk | Butter, cream, keto-friendly sweetener |
Bananas | High in sugar | Small amount or banana extract |
Whipped Cream | Sweetened with sugar | Sweetened with monk fruit or erythritol |
Carbs per Serving | 50g+ | Under 5g |
By making these smart substitutions, you get a dessert that is just as rich and satisfying, but without the sugar overload.
Why It’s a Great Low-Carb and Gluten-Free Alternative
- Keeps net carbs low, making it suitable for ketosis.
- Uses natural, whole-food ingredients for better nutrition.
- Completely gluten-free, making it a great option for those with gluten sensitivity.
- Tastes just like the real thing, so you don’t feel deprived.
“Keto Banoffee Pie lets you enjoy a classic dessert while sticking to your healthy lifestyle.”
Health Benefits of Keto Banoffee Pie
This sugar-free, gluten-free Banoffee Pie is more than just a tasty treat—it also offers several health benefits.
Low-Carb and High-Fat for Keto Success
Unlike traditional desserts, which cause blood sugar spikes and crashes, keto desserts are designed to:
- Support ketosis, helping your body burn fat for energy.
- Keep blood sugar levels stable, reducing cravings.
- Promote satiety, preventing overeating.
The Nutritional Advantages of Almond Flour and Sugar-Free Caramel
Almond flour is low in carbs and high in healthy fats, making it an ideal alternative to wheat flour. It’s also rich in vitamin E, magnesium, and fiber, which help with digestion and overall health.
Sugar-free caramel, made with butter and heavy cream, provides the same rich flavor without the excess sugar. Unlike traditional caramel, which is loaded with refined sugar, this version is:
- Ketogenic and helps maintain ketosis.
- High in healthy fats, keeping you full longer.
- Free of artificial additives, making it a cleaner option.
How Keto Desserts Help Satisfy Sweet Cravings Without Sugar Spikes
If you have a sweet tooth, keto desserts can be a lifesaver. Instead of relying on processed sugar, keto recipes use natural low-carb sweeteners like:
- Monk fruit sweetener – A natural, zero-calorie alternative.
- Erythritol – A sugar alcohol that doesn’t impact blood sugar.
- Stevia – A plant-based sweetener with no carbs.
“With the right ingredients, you can enjoy a rich and creamy dessert without worrying about sugar overload.”
Essential Ingredients for a Keto Banoffee Pie
To create a perfectly rich and creamy Keto Banoffee Pie, you need the right low-carb, gluten-free ingredients. Unlike traditional Banoffee Pie, this version uses sugar-free and keto-friendly substitutes that keep the net carbs low while maintaining the indulgent taste.
Choosing the Right Low-Carb and Gluten-Free Pie Crust Ingredients
A classic Banoffee Pie crust is made from crushed digestive biscuits mixed with butter and sugar, which is far from keto-friendly. Instead, we use low-carb alternatives to create a crispy, buttery crust without the carbs.
Best Ingredients for a Keto Pie Crust:
- Almond Flour – Provides a nutty, buttery base that mimics traditional pie crust.
- Coconut Flour (Optional) – Absorbs moisture and helps with structure.
- Unsalted Butter – Adds richness and binds the crust together.
- Egg (Optional) – Helps hold the crust firm.
- Sweetener (Monk Fruit or Erythritol) – Adds a slight sweetness without spiking blood sugar.
A well-made keto pie crust should be crumbly yet firm, holding up the layers without falling apart.
Making Sugar-Free Caramel for Authentic Flavor
One of the best parts of Banoffee Pie is the sticky, sweet caramel layer. Traditional caramel is made with sugar and sweetened condensed milk, both of which are high in carbs. A keto-friendly version can be made with just a few simple swaps.
Ingredients for Keto Caramel:
- Heavy Cream – Creates a thick, creamy texture.
- Butter – Adds richness and enhances the caramel flavor.
- Brown Sugar Substitute (Like Swerve or Allulose) – Mimics the deep sweetness of traditional caramel.
- Vanilla Extract – Rounds out the flavor.
- Pinch of Salt – Enhances the sweetness and adds depth.
The key to perfect keto caramel is slow cooking over low heat to allow the ingredients to thicken and develop a rich, golden color.
Keto-Friendly Whipped Cream and Banana Substitutes
Since bananas are high in sugar, you have two options for the banana layer in keto Banoffee Pie:
- Use a small portion of real banana (moderation is key).
- Use banana extract to mimic the flavor without the carbs.
For the whipped cream topping, use:
- Heavy whipping cream – Whips into a fluffy, creamy topping.
- Keto sweetener (Erythritol or Monk Fruit) – Adds sweetness without sugar.
- Vanilla extract – Enhances the creaminess.
“A keto-friendly Banoffee Pie should have all the creamy, caramel goodness of the original, without the sugar overload.”
Step-by-Step Recipe: How to Make Keto Banoffee Pie

Now that you have the ingredients, let’s go through the step-by-step process of making a low-carb, gluten-free Banoffee Pie at home.
Ingredients You’ll Need
For the Crust:
- 1 ½ cups almond flour
- ¼ cup melted butter
- 2 tbsp granulated erythritol
- ½ tsp vanilla extract
- Pinch of salt
For the Sugar-Free Caramel:
- ½ cup heavy cream
- 3 tbsp unsalted butter
- ¼ cup brown sugar substitute (Swerve or allulose)
- ½ tsp vanilla extract
- Pinch of salt
For the Filling:
- ½ banana, sliced thinly (optional) OR ½ tsp banana extract
- 1 cup heavy whipping cream
- 2 tbsp powdered erythritol or monk fruit sweetener
- ½ tsp vanilla extract
Optional Toppings:
- Grated sugar-free dark chocolate
- Chopped nuts (pecans or walnuts)
Step-by-Step Instructions
1: Prepare the Keto Pie Crust
- Preheat your oven to 350°F (175°C).
- In a mixing bowl, combine almond flour, melted butter, sweetener, vanilla extract, and salt. Mix until it forms a dough.
- Press the mixture into a greased 9-inch pie pan, making sure to distribute it evenly along the bottom and sides.
- Bake for 10-12 minutes, or until the crust is golden brown. Remove from the oven and let it cool completely.
2: Make the Keto Caramel
- In a saucepan over medium-low heat, melt the butter.
- Add the brown sugar substitute and stir until it dissolves.
- Slowly pour in the heavy cream, stirring continuously.
- Allow the mixture to simmer for 5-7 minutes, stirring occasionally, until it thickens into a caramel-like consistency.
- Stir in vanilla extract and a pinch of salt. Remove from heat and let it cool slightly.
3: Whip the Cream
- In a mixing bowl, add heavy whipping cream, sweetener, and vanilla extract.
- Use an electric mixer to beat until stiff peaks form.
4: Assemble the Keto Banoffee Pie
- Spread the cooled caramel sauce over the crust.
- If using bananas, arrange thin slices over the caramel layer, or add banana extract for flavor.
- Spread the whipped cream evenly over the top.
- Optional: Sprinkle with grated sugar-free chocolate or chopped nuts.
5: Chill and Serve
- Refrigerate for at least 1-2 hours before serving to allow the flavors to blend.
- Slice and enjoy a creamy, rich, and indulgent keto Banoffee Pie.
“This keto Banoffee Pie is the perfect combination of crunchy, creamy, and caramelized goodness—all without the guilt.”

Baking vs. No-Bake Methods for the Perfect Texture
Depending on your preference, you can make this pie with or without baking.
Baking for a Firmer, Crunchier Crust
- Best for a more structured pie that holds up well.
- Baking helps develop a toasted, nutty flavor in the crust.
- Recommended if you’re planning to store the pie for multiple days.
No-Bake for a Softer, More Delicate Texture
- Great if you want a faster, easier option.
- No need to turn on the oven—simply chill the crust in the fridge until firm.
- Best for those who prefer a softer, more cookie-like base.
“Both methods work well, so choose based on your texture preference.”
Most Common Problems and How to Fix Them
Even with the best ingredients and techniques, keto Banoffee Pie can sometimes turn out too soft, too runny, or lacking in flavor. Here are the most common problems and how to fix them.
Why Is My Keto Caramel Too Runny or Too Thick?
If your sugar-free caramel isn’t the right consistency, it can impact the entire dessert.
Too runny?
- Simmer it a little longer to let it thicken naturally.
- Add a pinch of xanthan gum for extra thickness.
- Let it cool completely—it will firm up as it chills.
Too thick or grainy?
- Reduce the heat—caramel should cook on low to medium-low heat.
- If it crystallizes, add a splash of warm heavy cream and stir gently.
How to Prevent the Pie Crust from Crumbling
Since almond flour lacks gluten, keto crusts can be fragile. To keep yours firm:
- Use enough butter to help bind the ingredients.
- Let the crust cool completely before adding the caramel layer.
- Bake it slightly longer if it feels too soft—just be careful not to burn it.
My Whipped Cream Isn’t Holding Its Shape – What Went Wrong?
If your whipped cream melts or turns runny, try these fixes:
- Chill the bowl and beaters before whipping for better stability.
- Use a stabilizer like xanthan gum or cream cheese to make it firmer.
- Don’t overbeat—whipped cream should be light and airy, not grainy.
“Mastering keto baking takes patience, but once you get the right balance, you’ll never miss the sugar-filled versions again.”
Creative Variations of Keto Banoffee Pie
If you want to switch things up, try these fun variations of the classic recipe.
Chocolate Drizzle Keto Banoffee Pie
- Melt sugar-free dark chocolate and drizzle it over the whipped cream.
- Sprinkle cocoa powder for a richer, chocolatey taste.
Nutty Crunch Banoffee Pie with Pecans or Walnuts
- Mix chopped pecans or walnuts into the pie crust for extra crunch.
- Sprinkle crushed nuts on top for added texture.
Dairy-Free Keto Banoffee Pie for a Vegan Twist
- Swap heavy cream for coconut cream in the caramel and whipped topping.
- Use vegan butter and plant-based sweeteners for the crust.
“Banoffee Pie is flexible—experiment with flavors to create your perfect keto dessert.”
Best Sweeteners and Alternatives for Keto Desserts
Choosing the right sweetener is crucial for a balanced, sugar-free Banoffee Pie.
Using Monk Fruit, Stevia, or Erythritol for the Perfect Sweetness
- Monk Fruit – Natural, clean taste, great for caramel and whipped cream.
- Erythritol – Best for crusts, but can crystallize in caramel.
- Stevia Drops – Works well when combined with other sweeteners.
Avoiding Artificial Sweeteners That Impact Blood Sugar
- Skip maltitol and aspartame, as they can spike blood sugar.
- Avoid sweeteners with a chemical aftertaste—stick to natural alternatives.
Balancing Natural Sweetness with Rich Flavors
- Pair sweeteners with vanilla extract for a more natural taste.
- Use butter and cream to enhance depth and richness.
“Keto desserts should be sweet but not overwhelming—balance is key.”
How to Store and Serve Keto Banoffee Pie
If you want to make keto Banoffee Pie ahead of time, here’s how to store it for maximum freshness.
Can You Make Keto Banoffee Pie Ahead of Time?
Yes! This dessert actually tastes better after chilling for a few hours.
Best Storage Methods for Keeping It Fresh
- Refrigerate in an airtight container for up to 3-4 days.
- Freeze individual slices wrapped in plastic wrap for up to 1 month.
- Avoid storing at room temperature—the whipped cream can melt.
How to Serve for the Best Taste and Presentation
- Let the pie sit at room temperature for 5-10 minutes before serving.
- Garnish with extra whipped cream, cocoa powder, or nuts before serving.
- Pair with a hot coffee or keto-friendly tea for the ultimate indulgence.
“Proper storage keeps your keto Banoffee Pie fresh, creamy, and just as delicious as the day you made it.”
Serving Ideas: What to Pair with Keto Banoffee Pie
Want to take your dessert experience to the next level? Try these serving suggestions.
Keto-Friendly Beverages That Complement the Flavors
- Bulletproof coffee – Enhances the creamy, caramel flavors.
- Sugar-free chai tea latte – Adds a warm, spiced contrast.
- Almond milk hot chocolate – A comforting, low-carb pairing.
dding a Side for a More Decadent Dessert Experience
- Sugar-free vanilla ice cream for a cold contrast.
- Toasted coconut flakes for extra crunch.
- A handful of fresh berries for a refreshing bite.
Turning It into a Mini Banoffee Pie for Easy Portion Control
- Use muffin tins or ramekins to create single-serve portions.
- Store in small airtight containers for grab-and-go treats.
“Pairing your keto Banoffee Pie with the right drink or side makes the experience even more indulgent.”
FAQs About Keto Banoffee Pie (Gluten-Free)
Can I Use Coconut Flour Instead of Almond Flour?
Yes, but use only ¼ the amount, as coconut flour absorbs more liquid.
How Many Carbs Are in a Slice of Keto Banoffee Pie?
Each slice has around 4-5g net carbs, depending on ingredients.
What’s the Best Substitute for Bananas in Keto Banoffee Pie?
- Use banana extract for flavor without the carbs.
- Add a thin layer of vanilla-flavored custard for a creamy texture.
Can I Make This Dairy-Free?
Yes. Swap heavy cream with coconut cream, and use vegan butter for the crust and caramel.
Can I Eat This Every Day on Keto?
It’s a treat, so enjoy it in moderation while sticking to your daily carb goals.
“Keto Banoffee Pie can be customized to fit your diet while still delivering the rich, creamy flavors you love.”
More Delicious Keto & Gluten-Free Desserts
If you loved this Keto Banoffee Pie, here are some other must-try recipes:
- Low Sugar Dessert Recipes: Indulgence Without the Guilt – Satisfy your sweet cravings with these sugar-free treats.
- Healthy Desserts: Delicious Guilt-Free Sweets for Every Occasion – A variety of desserts that are both nutritious and indulgent.
- The Ultimate Guide to Protein Pudding – A creamy, high-protein alternative for a satisfying treat.
- Banana Brownie Recipe: A Delicious Twist on the Classic Brownie – A fudgy, banana-flavored delight that’s keto-friendly.
- Oreo Mug Cake Recipe: The Ultimate Quick and Delicious Dessert – A quick and easy chocolate treat to enjoy anytime.
Check out these recipes and keep your low-carb dessert game strong! 🍰🥄
Conclusion: Enjoy a Decadent, Guilt-Free Keto Dessert
Keto Banoffee Pie is the perfect balance of indulgence and low-carb goodness. With its buttery crust, rich caramel, and fluffy whipped cream, it’s proof that you don’t need sugar to enjoy a truly satisfying dessert.
By using low-carb ingredients, smart substitutions, and proper techniques, you can create a gluten-free, sugar-free version of this classic treat. Whether you make it for a special occasion or as a weekend treat, this pie is guaranteed to satisfy your cravings without breaking ketosis.
Try making your own keto Banoffee Pie today—it’s creamy, delicious, and completely guilt-free.